You may have known us as Missouri Employer’s Mutual. You may have known us as Previsor. Now we’re MEM.
MEM (formerly Missouri Employers Mutual and Previsor) is your Midwest regional workers compensation insurance partner. With 200,000+ covered lives and decades of experience, we are committed to serving businesses of all sizes. Our personalized approach focuses on keeping your workplace safe, strong and productive.
Need an in-depth look at MEM?
Download our annual report or view our annual statement.
More than work comp insurance policy. We’re your partner in confidence.
Here at MEM, we believe everyone deserves the chance to work with confidence.
We take work comp a step further, with a level of personalized service other carriers simply can’t match. We go out of our way to make sure our policyholders’ employees know they’re protected, no matter what.
Why? Because we believe that when people feel safe, they can do their jobs with confidence. They’re happier and more productive. And to all of us at MEM, there’s nothing more rewarding than knowing we’re helping to build stronger, healthier companies and communities.
MEM stands ready to cover your business, no matter how large or small, wherever your employees work or live.
Harnessing local expertise.
Together with our independent agents, we’re uniquely positioned to deliver a level of expertise and innovative personal service other carriers simply can’t match. We are here to protect both your people and your business.
We’ll be here when you need us.
At MEM, we hold an A- (Excellent) rating from AM Best Company, and meet stringent financial solvency requirements. Bottom line, that means when you need us, we’ll be here for you.
These are the values that define who we are:
Safety
We prioritize safety so everyone can feel secure in the workplace.
Integrity
We are transparent and do the right thing — always.
Compassion
We empathize with others and act with genuine care.
Service
We are driven to help people.
Excellence
We are experts, but always striving to be better.
Meet our executive team.
Meet our board of directors.
We’re more than just insurance. We’re a partner that puts people first.
Leading means caring.
We are committed to building healthier, safer communities. As a trusted partner with over 200,000 covered lives, we go beyond insurance to support our neighbors.
Our corporate impact program focuses on:
Through charitable gifts, sponsorships and employee volunteerism, we invest in programs that make a lasting impact. Let’s build a better future together.
Apply for MEM community impact funds.
Are you a non-profit organization looking for support? Simply create an account and apply for Community Impact Funds.
In 2023, MEM employees gave:
Volunteer hours
Miles walked for charity in monthly 5k events
Participation overall as volunteers
Number of charitable organizations supported in time or treasure
To nonprofits
Latest MEM News
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Celebrating Our History: Three Agencies Reflect on 30 Years with MEM
Many things have changed since we opened our doors in 1995. Mobile… Read more
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MEM Adds to Regional Footprint with New Round of Advisors to Council
MEM has added six new members to its Agents’ Advisory Council in… Read more
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Why an AM Best Rating Matters: A Guide for Agents and Policyholders
Financial stability is a top priority when choosing a work comp insurance… Read more
Get started with MEM today.
