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  • MEM Celebrates 10 Years Injury-Free

    07/13/2017

    At Missouri Employers Mutual we are focused on one thing: our corporate vision of safe, healthy and injury-free workplaces. We’re proud that the number of MEM policyholders who go a full year with no injuries is steadily increasing. Last year, 86 percent of them were injury-free.

    In our own offices, we’ve been injury-free for a while—10 years, to be exact! On July 11, we celebrated a full decade without a single lost-time injury in our four office locations across Missouri.

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  • How Small Businesses Can Save Lives and Money: Three Programs That Deliver ROI in Workplace Safety

    06/23/2017

    Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per week in direct workers compensation costs alone. In Missouri, more than 25,000 nonfatal injuries occur each year, devastating families emotionally and financially, reducing businesses’ productivity and driving up work comp insurance premiums.

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  • Choosing Your Work Comp Provider: Four Qualities to Look For

    04/11/2017

    Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.

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  • New Hires Shouldn't Mean New Injuries

    03/27/2017

    You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.

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  • Telehealth Services Save Time and Money

    02/23/2017

    Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.

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  • American Heart Association Embraces Technology for CPR Skills Courses

    Tue, 22 Aug 2017 19:33 -0400

    A new instrumented feedback device will be integrated into adult CPR skills courses beginning in 2019.

  • Why Safety Should Be On Our Radar

    Tue, 22 Aug 2017 14:35 -0400

    The first step to having safety on our radar is addressing the reasons for accidents.

  • Do You Know the Spill Risk at Your Facility?

    Tue, 22 Aug 2017 14:30 -0400

    A new algorithm can help you answer two critical spill preparedness questions: “What are the risks in my facility?” and “How exactly can I reduce spill risks?” 

  • Cut Protection Selection

    Mon, 21 Aug 2017 13:31 -0400

    To capitalize on today’s technology and innovation, you need to understand our industry’s test methods. Each test method has unique processes and testing equipment. Therefore, it is difficult to make comparisons with each of these test methods and re

  • Demonstrating Cut Protection

    Mon, 21 Aug 2017 13:19 -0400

    Have you ever wondered how your cut protection gloves are tested for safety and reliability? Understanding how these processes work can be essential to choosing the right protection for your organization. Watch our demonstration to get an insider loo

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  • Small Business Workplace Safety

    Learn about workplace safety and how your business can save on insurance costs!

    Slips, trips and falls...we will show you how to prevent them! Understanding and eliminating the causes saves employees' lives and protects your bottom line. Join us for an informative discussion on internal measures, policy development tools, and safety resources you can apply in your small business. Presented by safety experts from Missouri Employers Mutual.

    At Missouri Employers Mutual, we are a safety company that just happens to provide workers compensation insurance. Our dedicated team of Safety Fanatics is always looking for ways to help Missourians eliminate injuries and reduce claims costs. To do that, we have to take a look inside work comp to see just how it works and the different components of it.

    In this session, we will discuss the following:

    -Understanding and Controlling Premium Cost

    -The Basics of Safety

    -How MEM can help You

    Session details:

    1-3 p.m.

    Oct. 23

    Greater Ozards Center for Advanced Technology
    125 N. Howell Avenue
    West Plains, MO 65775

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