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  • How Small Businesses Can Save Lives and Money: Three Programs That Deliver ROI in Workplace Safety

    06/23/2017

    Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per week in direct workers compensation costs alone. In Missouri, more than 25,000 nonfatal injuries occur each year, devastating families emotionally and financially, reducing businesses’ productivity and driving up work comp insurance premiums.

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  • Choosing Your Work Comp Provider: Four Qualities to Look For

    04/11/2017

    Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.

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  • New Hires Shouldn't Mean New Injuries

    03/27/2017

    You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.

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  • Telehealth Services Save Time and Money

    02/23/2017

    Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.

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  • Recent Study Shows Three out of Four Drivers Improve Driving with Collision Avoidance Technology

    11/17/2016

    Missouri Employers Mutual partnered with the MU College of Engineering for groundbreaking research on the effect of collision avoidance technology (CAT) devices on drivers’ behavior. The research provides valuable insights about decreasing vehicle accidents, which are the number one way to die on the job in the United States. Learn more about the study and how CAT devices can effect safety on the job.

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  • OSHA Fines Arrow Plumbing LLC After Fatal Trench Collapse

    Fri, 23 Jun 2017 17:19:00 +0000

    Blue Springs, Mo.-based Arrow Plumbing LLC faces more than $700,000 in penalties after a 33-year-old employee died in a trench collapse.

    On Dec. 15 2016, 33-year-old Donald Meyer arrived at a job site and began to perform his duties as a plumber. He never returned home.

    While working in a 12-ft-deep unprotected trench, the walls collapsed around Meyer, burying him in 10 ft. of dirt. Rescue crews did not recover his body until that night.

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  • OSHA and Ergonomics: The Past, Present and Future

    Thu, 22 Jun 2017 16:49:00 +0000

    Ergonomics was a hot topic for OSHA in the 1990s, with the agency issuing a standard for ergonomics in 2000, which quickly was repealed in 2001. So why should employers continue to concern themselves with ergonomics?

    Ergonomics is the study of work. From an OSHA perspective, it is the process of designing the job to fit the employee, rather than forcing the employee’s body to fit the job. This process may include modifying tasks, the work environment and equipment to meet the specific needs of an employee to alleviate physical stress on the body and eliminate potentially disabling work-related musculoskeletal disorders (MSDs).

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  • SLC 2017 Speaker Q&A: Avoiding the Legal Pitfalls of Lockout/Tagout

    Thu, 22 Jun 2017 16:19:00 +0000

    This upcoming session at EHS Today’s Safety Leadership Conference discusses some of the challenges confounding employers about lockout/tagout and offers guidance to employers to maintain compliance with OSHA’s lockout/tagout standard.

    Collin Warren, a partner with Fisher Phillips, knows that lockout/tagout (LOTO) is one of the most demanding compliance issues for employers. As such, it generates OSHA citations that can be difficult to defend.

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  • Survey Findings Show Workers are Unprepared for Cardiac Emergencies

    Thu, 22 Jun 2017 13:39:00 +0000

    Survey findings from the American Heart Association show most employees feel they are not trained and unprepared should a cardiac emergency occur.

    More than 10,000 cases of cardiac arrests annually occur in the workplace.

    Does your workplace have access to CPR and first aid training? Does it have an automated external defibrillator (AED) should a cardiac emergency occur?

    Two new surveys from the American Heart Association (AHA) shows that most U.S. employees are not prepared or trained to handle cardiac emergencies in the workplace.

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  • North Carolina Prepares for New Drug Formulary and Treatment Guidelines

    Wed, 21 Jun 2017 04:01:00 +0000

    Sponsored by HealthWorks Safety
    North Carolina is poised to embark on a new drug formulary for workers’ compensation claims that will impact how injured workers are treated—a change that may result in significant savings while curbing opioid addiction and promoting optimal employee care.

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